Personal Lines


Welcome to GAINSCO Auto InsuranceĀ®, a property and casualty insurance company dedicated to delivering championship performance in the non-standard personal auto insurance market. We specialize in minimum-limits personal auto insurance, offering flexible policies that can be customized to meet your clients’ unique needs. As an insurance agency considering partnering with a reliable carrier, we invite you to explore the many benefits of working with GAINSCO Auto Insurance.

Our expansionary business model has allowed us to sell insurance policies in multiple states through independent agents like you and directly to customers via digital channels. This approach ensures a seamless experience for our clients and partners. We maintain a strong foundation that supports our growing network by conducting our insurance operations through MGA Insurance Company, Inc.

Our commitment to championship performance is inspired by our professional sports car racing community legacy. This dedication to excellence is evident in every aspect of our business, from highly competitive pricing to top-notch customer support and claims handling. We strive to offer insurance policies that provide exceptional value and save your clients money.

As a partner, you will experience the GAINSCO difference through our unwavering support and commitment to your success. We are driven to provide exceptional customer service, both for you as our agent partner and for your clients. Our superior claims handling ensures a smooth process that keeps your clients satisfied and confident in their insurance choice.

Join us in pursuing championship performance and experience the benefits of partnering with GAINSCO Auto Insurance. We look forward to working together and delivering the outstanding service, coverage, and value you and your clients deserve.

Sign Up or Get More Information

Please reach out to The AC, who will connect you to GAINSCO:


AL, AR, AZ, FL, GA, IL, IN, NM, OH, OK, SC, TN, TX, UT and VA

Coming soon: IA, ID, MO, MS, NE and WI