Finance and Banking Solutions

Take the Burden Off Your Agency So You Can Focus on Growth

As an added benefit of membership with The AC, our insurance network gives our member agencies access to agency loan vendors to negotiate discounted pricing.

Because insurance agencies work on commission, the financing options available to them differ from those available to traditional businesses. You don’t have any future sales or invoices to borrow against, and you may not have much valuable collateral to back a large business loan the traditional way. As the owner of an insurance agency, you can usually qualify for general business financing options such as term loans and lines of credit. Some lenders, however, may view you as high-risk. You can also apply for insurance agency financing, which customizes the underwriting process to the industry.

We cannot and do not recommend any specific vendor for a particular member due to the diversity of our members and their individual needs. Still, we do encourage members to investigate those of interest to them. In addition, we recommend that, as with any contract you consider entering, you thoroughly review the terms and conditions before signing, particularly regarding the use and protection of your data.


AgileCap assists agency owners in purchasing, growing and investing in their businesses. Unlike traditional funders, our insurance agency funding is quick, flexible and tailored to your specific needs.
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From receiving payments and financing from customers to distributing commissions and making payments to carriers, Ascend can automate every stage of the insurance payment process.
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FIRST Insurance Funding

FIRST Insurance Funding is one of North America’s largest independent premium finance companies, providing customers with comprehensive financial solutions. They have been successful due to their dedication to providing superior service and constant innovation to their customers.
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General Agents Acceptance Corporation

General Agents Acceptance Corporation is a family-owned and flexible credit intermediary that reduces cancellations while increasing retention and offering competitive insurance premium rates and extended payment terms.
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Imperial Financing

Imperial PFS is the market leader in commercial premium financing, offering short-term loans to businesses and individuals in order for them to obtain P&C insurance, freeing up capital and allowing them to obtain coverage.
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Oak Street Funding

Oak Street Funding provides commercial and specialty financing portfolio services to insurance companies, investment advisors, CPAs and third-party servicers. Passion and a client- and employee-focused mindset fuel their commitment to meeting client needs and empowering employees.
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Westfield Bank

The vision of Westfield Bank is to be a better community bank by being more flexible and faster than larger banks, providing more personalized service and providing financial services at lower costs.
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